Payment for Services Rendered
It is important to Laurie that anyone who seeks psychotherapy services has access to quality mental health treatment; therefore she is an in network provider for many major commercial insurance companies. These plans include:
Most Blue Cross/Blue Shield products (IBC, Keystone Health Plan East, Personal Choice)
Some people prefer to pay out of pocket, rather than consent to the submission of diagnostic information to their insurance companies regarding their treatment (a requirement for payment to be rendered). This is a private decision and there is no wrong or right. There are pros and cons to this decision, and it may be worth your time if you are unsure to research this before you come in for your first appointment.
For individuals who choose to pay out of pocket, fees are set at $110 per 60 minute session. The intake appointment is 90 minutes and is charged at $125. Sessions are typically scheduled for 60 minutes, other than the intake appointment. Please note that if you are late for your appointment, Laurie is unable to extend the session into the next time slot, however, you will be charged the full amount.
If you use your insurance and Laurie is an in network provider, there are a few important things you need to know:
The insurance company sets the contracted rate which Laurie gets paid.
Your out of pocket expenses go towards this rate in one of the following ways:
You have a copay—this is a portion of the contracted rate—and Laurie bills for the difference. The deductible is the “specialist” rate that is typically stated on your insurance card.
You have an annual deductible, in which case, you pay Laurie the contracted rate until your deductible is met.
If you have out of network benefits, and Laurie is NOT a provider for your insurance, she can provide you with receipts and superbills, which you can submit for reimbursement (usually a percentage of the fee). You can call your insurance to get information about how this works.
You should always call your insurance to confirm benefits, should you have any questions or concerns.
Laurie requires payment at the time of the session. Credit or debit is fine, as is cash or check.